Right depository
We give to various charities - church (not just our own) plus other organizations that touch our heart in one way or another. We're very lucky to have what we have and like to express our thankfulness to God by spreading it around. But I've started to notice one thing. The smaller the organization (church or charity), with presumably the higher need of donations due to lack of cash, the more inefficient their cashing of a check. Whereas the larger the entity the more quickly they get those funds deposited and cleared. Isn't that weird?
On the one hand it is obvious that a larger organization can dedicate people to doing such things. If they have paid staff working in finance they can even designate that making a bank run every day is part of someone's job description. I get that.
Here's the thing - we often get heartfelt, sincere and I am sure quite truthful pleas for support from this small organization or that one. And we are glad to help. But while I am not necessarily expecting them to run to the bank immediately upon receipt of my check, clutching it happily in their fist as they skip into the branch building and slapping it on the counter, shouting at the teller, "Lookit this! Howzabout dat for support? Eh?! Eh?!", I am looking for a semi-timely deposit of my gift. For one, it helps me keep my books in order.
However, there's another point here. If you are part of a small organization and you claim to be heavily in need of funds, then if you receive gifts in the form of checks and don't make semi-regular deposits at your bank (is "within a week" too much to ask?), your actions are belying your words. You are sending one message with your mouth ("Please give"), and another with your inefficiency ("Whatever.") That inaction ends up translating to, "They must not really be that desperate for money, if they can let un-cashed checks lie around indefinitely."
There are some organizations we give to that literally take up to a month (or more) to cash checks - sometimes for every check we send. Really.
Really?
Really.
Even accounting for transit time, clearinghouses, etc., that's sitting on funds for two to three weeks. In general school organizations are the worst at this, and it doesn't seem to matter which school. One month delays are the norm there. But other sacred, social, secular and scholastic non-profits are also bad about it.
I mean, this isn't bills, this isn't expenses. This is income. I don't know about you but while we're not at the door of the pauper house I am not one to let a paycheck just sit around un-deposited. "Oh, we'll get to that sometime. It's only money, har har!" I would think for some start-up charity where a cash crunch would be a normal state of affairs, at least a weekly run to the bank would be a good, businesslike thing to do. In fact, I would look at it as a stewardship thing to do. If you aren't being a good steward of the gifts given maybe you don't deserve more gifts. Not because you're bad, or the cause is bad, but because you're not an efficient avenue for that help and some other group can make better use of that money, getting it working for them and the need they are serving quickly.
Which is the whole point, isn't it?
So my message to any small charity is this - if you really need the funds you are raising then act like it when you receive them. You don't need to waste gas and scant volunteer time with a daily trip to the bank but at least a weekly trip is probably in order. Your actions or inactions will speak louder than words. If you want people to support your charity then act like you notice when they do. Set a goal to deposit those checks within five business days. Is that too much to ask in return for my support? To act like you need the money you requested in the first place?
